People

Joanne Gardner-Boyes Partner T:01625 704134 M:07920 072424

A specialist debt recovery lawyer.

Joanne’s clients range from regional SMEs to national and multinational companies and include E.ON UK Plc, Gazprom Energy, Heineken UK, AB InBev UK and Royal Sun Alliance. She has experience in sectors as diverse as energy and renewables, leisure, retail, insurance, telecoms, general wholesale and manufacturing. 

Joanne analyses debtor profiles to focus resources on those most likely to pay, and in using insolvency proceedings to encourage reluctant debtors to come to the negotiating table. She is experienced in the enforcement of contractual guarantor obligations. 

For disputed debts, she is a seasoned litigator for clients when needed, but will caution against becoming embroiled in proceedings that are neither commercially nor financially appropriate. 

Examples of how Joanne’s advice has helped clients include:

  • recovering nearly £250,000 for a utility company from a debtor who had entered a fixed-price contract but argued that the contract was unenforceable;
  • working with a landlord and insolvency practitioner to evict a tenant who had made a habit of claiming other people were responsible for the payment of his business’s utility bills; and
  • negotiating reimbursement of an insurance payment made to a third party when their insured customer caused an accident while under the influence of drink.